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[ShopeePay] 12-hour Cooling-Off Period FAQ

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1. Can I still perform payments during the cooling-off period?
 
During the cooling-off period, you will be able to perform payments with a cumulative total of up to RM250 for the whole period.
 
2. What kind of transactions can I perform during the cooling-off period? 

These are the transactions that can and cannot be performed during this period:
 

Transactions that can be performed

Transactions that cannot be performed

· Top up of ShopeePay wallet via FPX, Giro, Credit Cards, or Debit Cards

 

· Receive funds from any platform

· Perform payments up to a cumulative limit of RM250 (for both online and offline merchants), including checking out using ShopeePay on Shopee

Transfer of funds out of the ShopeePay wallet. These include: 


· DuitNow QR

· DuitNow Transfer (via mobile number, account number, NRIC, and Army/ Police ID)

· ShopeePay Ang Bao

· Withdrawal of funds to bank account

· Transfer via contact

· Oversea Transfer

· Merchant payments

· Transfer from SPay to SPayLater 

 
3. How long is the cooling-off period?
 
The cooling-off period will last 12 hours from the time it is triggered.
 
4. What triggers the cooling-off period? 

The cooling-off period will be triggered when one of the following actions are performed:
 
  • ShopeePay account is activated for the first time
  • A new device is used to login to the ShopeePay account
  • The app is deleted, reinstalled, and logged in again on the same device
 
5. What happens if I try to perform a transaction during the cooling-off period? 

You will be able to perform a transaction during the cooling-off period, however, you will have a capped cumulative limit of up to RM250.
 
6. Is there anything I can do to shorten my cooling-off period? 

No, the 12-hour cooling-off period is a mandatory requirement if any of the actions triggering it are performed without any exceptions for security purposes.
 
7. During the cooling-off period can I activate the Kill Switch?
 
Yes, if you suspect any suspicious ongoing activities during the cooling-off period, you may activate the Kill Switch. To find out more on how to activate the Kill Switch, please head to our Kill Switch FAQ for more information.
 

⚠️Note:

If you have recently increased your transaction limit, please refer to this article instead.
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